Accept any payment method, anywhere your customers are

Yes. Each provider requires its own account. You connect them through the Mercemur admin. Stripe uses a restricted key you create in your Stripe dashboard. Razorpay, Dodo, and Adyen use API credentials.

Yes. Connect only the providers you need. If you sell in the US or internationally, connect Stripe. If you sell in India, connect Razorpay.

Yes. When you issue a refund from the Mercemur admin, the platform calls the appropriate payment provider and updates both the order ledger and the provider in one action.

Stripe, Razorpay, and Adyen handle disputes through their own systems. Mercemur surfaces the dispute notification in the admin. Dodo handles disputes on your behalf as merchant of record.

Yes. Enable manual payments in the admin. The customer places the order, you mark it as paid when funds arrive, and the fulfillment workflow runs as normal.

Stripe payouts go to your connected Stripe account on Stripe's schedule. Razorpay settlements go to your bank on their schedule. Adyen settles to your own Adyen merchant account on its schedule. Dodo acts as merchant of record and remits your net proceeds according to its own terms. Mercemur never holds your funds.

Yes. Configure default provider per region. India region can default to Razorpay, US region to Stripe, and so on. The checkout shows the right provider automatically.

Yes. Per-merchant credentials are stored encrypted. API keys and restricted keys are never exposed in logs or admin interfaces.

Yes. Enable test mode in the admin. Run test orders end-to-end with test cards. Flip to live mode when ready.

No. You pay Stripe, Razorpay, Adyen, and Dodo their published rates directly, and Mercemur takes nothing on top: no processing fee and no cut of the order. You are billed only for your plan and its metered usage.

Yes. Stripe subscriptions are supported for recurring billing. Set up subscription products in the catalog and the billing runs automatically.

Connect additional providers or enable manual payments. If the customer wants to pay with UPI and you only have Stripe connected, connect Razorpay.

Yes. Enter the refund amount in the admin. Mercemur calls the provider with the partial amount. The order ledger updates with the refund record.

Stripe, Razorpay, and Adyen send chargeback notifications through webhooks. Respond through their dashboards or through the Mercemur admin. Dodo handles chargebacks as merchant of record.

Not currently. One Stripe account per store. If you need multiple accounts, use multiple stores.

Stripe supports 135+ currencies. Razorpay supports INR. Dodo supports major currencies for cross-border sales. Adyen supports the currencies enabled on your Adyen merchant account. Configure currencies per region in the admin.

Dodo is optimized for digital products and SaaS. For physical products, use Stripe, Razorpay, or Adyen.

No manual reconciliation needed. The order ledger and the payment provider agree on every transaction. Export reports from the admin if needed for accounting.

Yes. Use draft orders to create invoices. Send the invoice to the customer. They pay through the invoice link. The order moves to active when payment captures.

The order does not move to active. The customer sees an error message. They can retry with a different payment method or card.